Russell E. Boyd
San Mateo,
California
SUMMARY
Career
experience as a Senior Management Executive with a demonstrated track record of
achievement. Highly developed
skills include, leadership, team building, business planning, product
development, loan production and operations.
My demonstrated expertise lies in creating service cultures through
training and team building. I have successfully managed start-ups, re-structures
and expansions of production and operational facilities.
As a skilled communicator I have developed and presented in house
training programs, participated as a panel member at various industry trade
shows and presented topical information to groups at industry association
conventions.
BUSINESS HISTORY
REAL ESTATE-MORTGAGE BROKER
September 2000 – Present
Affiliated
with Re/Max Realty and National Financial as a Real Estate and Mortgage Broker
representing buyers, sellers and property owners in residential real estate and
mortgage financing transactions.
VLDC TECHNOLOGIES, INC.
February
1999 – August 2000
Created sub prime wholesale division for
this start up Internet mortgage lender. Developed
UNICOR
MORTGAGE, INC. March
1997 - November 1998
(The
wholesale division of United Companies Financial Corp.)
Regional
President recruited to open Unicor’s western United States mortgage
origination operation. Developed
and implemented action plans necessary to create a mortgage production and
operations platform that increased loan production to $20 million a month.
Organized, managed, and directed all production and operational tasks
associated with a Regional Operations Center including personnel recruiting,
training, product development, credit and production authority.
1998 production through October was $145 Million.
FIRST
FRANKLIN FINANCIAL CORPORATION
September
1995 - March 1997
Senior
Vice President of Mortgage Operations. Engineered
and implemented the transition of FFFC’s lending platform from prime to sub
prime lending. Immediately
developed action plan to improve loan quality and personally directed the sale
of $50 million of impaired aging loans. Developed
training programs with department supervisors necessary to integrate existing
staff to include the dual activities required for prime and sub prime lending.
Assumed responsibility for credit policy, underwriting, asset quality, and loan
sales.
BURLINGAME
FUNDING CORPORATION
1991 - 1995
President
and co-owner of a regional wholesale sub prime mortgage lender.
Directed all recruiting, training, product development, production,
underwriting and secondary marketing activities.
Grew company to over 20 employees, originating loans in four states.
FINANCIAL
CENTER MORTGAGE
1991
Chief
Executive Officer of the sub-prime mortgage division of The Financial Center
Bank, N.A. Chosen by the banks
management to restructure company after 12 months of losses.
Working with the banks President, I developed and implemented a business
plan that produced the first operating profit in over one year.
Negotiated the release of over $1 million being held by FDIC managed bank
investor.
FINANCIAL
CENTER MORTGAGE 1985 - 1991
Various production and operations management positions within Financial Center Mortgage including Senior Vice President, Operations and Regional Vice President, Production. Developed service oriented training program resulting in increased productivity and improved moral.
Previous experience in the mortgage and real estate industry including retail and wholesale loan originations, sales management, FDIC insured Thrift & Loan and Savings & Loan President.
EDUCATION
Juris
Doctorate
LICENSES
Real Estate Broker, State of California
CURRENTLY ENROLLED
The Voice Factory, San Francisco-Taylor
Koborow, Director
MEMBER
Toastmasters Club